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Privacy Policy

Mearhoff Insurance Agency

(As of January 30, 2011)

Purpose of this Notice

As a valued customer of the Mearhoff Insurance Agency, Inc, we respect the trust and faith that you have placed in us and we continually strive to improve upon this relationship. We understand the importance of protecting the security of your non public personal and private information and continually work to make this a top priority.

In order to continue to serve you with top quality insurance products, it is necessary for our agency to collect nonpublic personal information about you and in certain instances share this information with others. We provide this notice to because Title V of the federal Gramm-Leach Bliley Act (“GLBA”) generally prohibits us from sharing non public personal information with a non affiliated third party unless we provide express written notice with our privacy policy describing the types and kinds of information we collect about you, how we use it and most importantly, how we protect it.

Therefore, we are providing you with our privacy policy which outlines s the information we collect and share with respect to your non public information. We have always maintained compliance with any law requirements in your State concerning the use of non public information and how we use it.

This privacy policy applies to our relationship with you in respect to any product or service we provide you.

Our Privacy Policies and Practices

Information We Collect

We may collect non public and personal information about you and subsequent members of your household to conduct our normal business procedures to provide high level customer service provide new products and services and comply with all legal and regulatory measures. We may collect information from the following categories:

  • Information received directly from you including information require for quotations, policy issuance, applications, claim forms, certificates and other documents (social security numbers, drivers license numbers, dates of births, addresses, employment information, coverage’s requested);
  • Information about specific transactions with us(policy forms and coverage’s, payment history, and premium amounts);
  • Information received from a third party consumer protection agency(motor vehicle reports, loss history and credit reports);
  • Information from medical professionals or any medical records.
  • Information from other sources(demographics)
  • Information provided electronically (email addresses and info provide via our online forms)
  • Information about personal health history(illnesses, disability, accidents, prescriptions, lifestyle) used in the underwriting process and/or claims process for life and medical insurance);

Information We May Disclose and Parties to Whom Disclosures Are Made To

We do not share or disclose any non public information to any affiliated or non affiliated third parties unless law permits. These disclosures permitted by law include, but are not limited to, disclosures used to obtain, procure, service and renew your policy, assist in process of handling claims, and to process any transactions you request. As an example we may disclose nonpublic information we collect to about customers or any former customers to affiliated or non-affiliated parties to perform customer service or account management, or as permitted by law.

To the extent that the law provides, we may also disclose the information we collected to perform marketing services on behalf of our agency, or to our financial service providers with whom we have a joint marketing agreement with. We never disclose your medical history for the purpose of marketing without you consent.

Security of Your Non Public Personal Information

We have written policies in place to secure your personal information and require any and all employees to comply with these procedures. Access to any personal information is used for business purposes only and we do not sell any information to mass marketing firms or mailing lists, electronic or otherwise.

Changes to Our Policy

We reserve the right to modify our policy at any time and any modifications will be posted at our website (www.mearhoffinsurance.com)

In closing, we appreciate your business and the privilege of assisting you with your insurance needs. Should you have any questions please call our office directly at 610-258-0814

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Mearhoff Insurance Agency, Inc,

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Mearhoff Insurance office

3101 Freemansburg Ave # 1
Easton, Pennsylvania 18045

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